GADSDEN BANKRUPTCY LAWYER
ADDITIONAL BANKRUPTCY ARTICLES:
- What is Bankruptcy?
- How to file bankruptcy
- The first step in filing for bankruptcy
- Bankruptcy law in Gadsden: Basic Concepts
- Alabama Bankruptcy Exemptions
- The difference between secured debt and unsecured debt
- Chapter 7 Means Test in Alabama
- What is the difference between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?
- Will filing bankruptcy stop the bill collectors?
- What is the homestead exemption in bankruptcy?
- Debts that usually remain after bankruptcy
- Chapter 7 Bankruptcy Checklist
- Pros & Cons of Chapter 7 Bankruptcy
- Who can file Chapter 7 Bankruptcy in Alabama?
- How long does bankruptcy stay on my credit report?
The First Step In Filing For Bankruptcy in Gadsden, AL
What is The First Step In Filing For Bankruptcy?
After you have decided to file for bankruptcy, the first step is to file a petition with the Bankruptcy Court. On the petition, all your of your debts and property must be listed as well as other schedules of assets and liabilities.
Can I file for bankruptcy every few years in alabama?
No. Once a discharge is granted, a debtor who filed under Chapter 7 or 11 is prohibited from filing for another 6 years. However, a debtor who filed under Chapter 7 can file a chapter 13 before the 6 year bar is over, but not another Chapter 7.
Is child support dischargeable in bankruptcy in alabama?
Typically, child support obligations cannot be discharged through bankruptcy. Child support obligations might include other types of support as well, such as medical bills or educational expenses for children. This means that even if all of your other debts are discharged in bankruptcy, you will still be responsible for your child support obligations.
How long does the bankruptcy process take before debts are discharged in alabama?
In Chapter 7 bankruptcy proceedings, debts can be discharged in a matter of months in a relatively uncomplicated case involving few or no assets. On the other hand, Chapter 13 bankruptcies involve repayment plans that can stretch over a period of three to five years before debts are finally discharged.
What Documents Do I Need To Start A Bankruptcy in alabama?
Federal forms include: Form 1Voluntary Petition (2 pages), Form 6 Schedules A through J, Summary, and Declaration, Form 7 Statement of Financial Affairs, and Form 8 Statement of Intention. In addition, you must file the appropriate local forms.
Someone who owes me money filed for bankruptcy. How do I know if I can still collect my debt in alabama?
If you are a creditor, or someone to whom the debtor owes money, then you will be given notice of the bankruptcy proceedings, as well as notice to file a claim for the amount of your debt in cases where some assets are available. You also will receive a notice from the bankruptcy court that indicates if and when the debtor's debts are discharged.
WHO SHOULD YOU HIRE FOR YOUR bankruptcy CASE?
First, look for attorney's qualifications. The National Trial Lawyers Associations selected Dani Bone as a Top 100 Lawyer in the Country for 2018. The National Trial Lawyers Associations selected Sam Bone as a Top 40 Lawyer Under 40 for 2015.
Next, look at our reviews online for our services and compare them to other attorneys in the area to decide whether we should be your lawyer.
How can I find out if a person's debts were discharged during bankruptcy proceedings in alabama?
Federal bankruptcy court records are public records to which the public has free access. You should contact the Clerk of the U.S. Bankruptcy Court in the area in which the debtor lives for more information about examining bankruptcy court records. Furthermore, bankruptcy records are now available online in many states.
What is a Claim in a Bankruptcy Case in alabama?
In the broadest sense, a claim is any right to payment held by a person or company against you and your bankruptcy estate. A claim does not have to be a past due amount but can include an anticipated sum of money, which will come due in the future. In filling out your Schedules, you should include any past, present or future debts as potential claims.
Can my landlord evict me for filing bankruptcy even if I am current on my rent payments in alabama?
In some cases, your landlord can evict you for filing bankruptcy, even if you have paid your rent in full. Some leases give your landlord the right to evict you and/or terminate your lease for any reason or no reason, including filing for bankruptcy. While bankruptcy might temporarily delay eviction and/or lease termination proceedings, it will not stop the proceedings.
Does filing for bankruptcy allow me to modify my child support obligation in alabama?
It depends. If your income has drastically changed for various reasons, such as layoff or illness, then you may be eligible for a modification of your child support obligation. The circumstances under which you can modify your child support obligation will vary according to your state's laws.
Speak to an Experienced GADSDEN ALABAMA Bankruptcy Attorney Today
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified bankruptcy lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact Dani Bone & Sam Bone to discuss your specific legal situation at 256-547-1005.